Dealing with insurance of any kind can feel like a never-ending maze. With so much fine print to analyze and a lack of good customer service from most providers, dealing with an insurance claim often seems like more of a hassle than it’s worth. However, when something bad happens — say, the roof is damaged — a payout from an insurance claim is often the only way to afford the repair bill.
Unfortunately, this situation rings true for many homeowners. If you’re in need of roof repair in Tulsa, you may discover this fact all too soon. Luckily, there are actions you can take to increase the chance that your insurance policy will pay out. Working with a reputable roofing company also helps increase your chances of getting financial help from your insurance policy. Many roofing companies are willing to help their customers with the claim process.
Shamrock Roofing and Construction is one such company. We know it’s challenging to get through the paperwork involved with filing a roofing claim. Here’s what our team recommends to area homeowners.
Read the Fine Print
Homeowners have to take some responsibility for knowing the ins and outs of their insurance policy. It’s important that you read the fine print on your policy and fully understand what’s covered before hiring a roofing company in Tulsa to work on your roof. Pay special attention to terms like “replacement cost” and “repair coverage.” Repair coverage considers the depreciation value of the roof, resulting in a lower payout, while replacement coverage will pay to fix the entire structure at today’s cost. Either way, knowing the details of your policy is critical. Otherwise, you risk paying out-of-pocket for repairs — a costly mistake!
Get a Roof Inspection
Next, you’ll want an experienced roofing company in Tulsa to assess the condition of the roof. The best roofing pros are familiar with many of the most common excuses insurance providers make for not funding replacement costs (think improper installation, lack of maintenance, poor ventilation, and your roof’s age, to name a few). An experienced roofer will be able to provide a thorough assessment and an honest prediction of whether or not your claim will get approved. They’ll also provide you with all the documentation you need to support your claim.
Keep Up With a Maintenance Routine
Last but not least, it’s best to plan ahead for a roofing disaster. Many insurance companies have recently added a standard maintenance clause to their policies. In these cases, your insurance provider will require proof of regular maintenance before they’ll pay out for any damages. This means you need to team up with a local roofing company in Tulsa to perform regular inspections. It also means you need to keep documented records of these visits. With this proof in hand, you’ll significantly increase your chances of having your claim approved.
Have Questions About Filing a Claim? Shamrock Roofing Can Help!
At Shamrock Roofing and Construction, we understand the headache that goes with filing an insurance claim. That said, we can help make the filing process and any required roof repair in Tulsa as smooth as possible. Leave the heavy lifting to us. Contact us today to speak with one of our experienced roofers!