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Storm-Damaged Roof? Follow these Steps to File a Claim

storm-damaged roof

Roofing in McKinney, TX, is often affected by storms and the weather associated with them: wind, heavy rain, flying debris, and every once in a while, snow, sleet, or hail. 

Your home is your safe haven, and your roof keeps everything in it under its protection. If a storm damages your roof, you’ll need to know what to do to get your roof back in working order quickly (hopefully with little or no money out of pocket) so that you and your family are safe once again. If you’ve been lucky enough not to have experienced roof damage yet, having these tips on hand will help prepare you for the day it happens to your home. 

Before You File a Claim

Before you file an insurance claim, you’ll want to get a free roof inspection from a reputable McKinney roofing company, such as Shamrock Roofing and Construction. An inspection will show you what damage was actually done by the storm. Often, the damage looks worse than it is, and sometimes the cost to fix it is less than your annual deductible. If this is the case, it might be better to pay the small out-of-pocket cost to fix it quickly so your insurance doesn’t go up or your policy dropped. A roof inspection is the best way to determine the extent of the damage. 

If a Claim is Necessary

If a claim to your insurance company is the next step, the company will send an adjuster out to make their own assessment. It’s very important that you’ve already chosen a McKinney roofing company to do the work and that they are there during this assessment because the roofer will be advocating for you. 

An experienced roofing professional can speak industry terms with the adjuster, letting them know exactly what needs to be done and how much they think it will cost. The reason the contractor goes over these details with the adjuster is because it often helps increase the value of your claim, prevent any negative or frustrating conversations, and lessen the back-and-forth of getting the work done in a timely, efficient manner. 

Approval of the Project

Once the insurance company has approved your claim, meet with your roofing contractor again to discuss the project details and come up with a timeframe. This is your time to ask questions, too, to make sure everyone is on the same page. 

Receiving Payment

Your insurance company will send a check directly to you. Then you’ll pass that money along to the McKinney roofing company you chose to do the work. You’ll be responsible for the deductible if you haven’t already met that for the year. The pros at Shamrock Roofing will help make this part of the process as easy as possible. 

Ready to Search for Roof Repair Near Me?

If so, save yourself some time. The experts at Shamrock Roofing and Construction are here to help. Our McKinney roofing company has over 55 years of experience in the industry, so we know how to help clients navigate the insurance claims process. We even offer a free roof inspection to get you started. 

Contact us for more information on our roofing services in McKinney, TX, or to schedule an appointment for your free roof inspection. We’ll help you recoup what you’re owed from the insurance company and get your roof back in working order as soon as possible!