Roofing Companies That Finance
Get the Roof You Need, With Payments That Fit Your Life.
Your roof needs attention—but that doesn’t mean you should drain your emergency fund or put your life on hold. We’re one of the roofing companies near you that finance, with roof financing options designed to make protecting your home affordable.
Apply in 60 seconds — no credit impact, just possibilities
- $1K to $100K loan amounts available
- 60 seconds to get pre-approved online
- $0 prepayment penalties or hidden fees
- 15+ lenders competing for your business
- 2 Days To Receive Funds
What Our Financing Offers
HOW IT WORKS
How Roof Financing Works
Three simple steps to turn your roofing project into manageable monthly payments.
01
View Your Options
Get pre-qualified online in 60 seconds. No fees, no obligations, and no impact on your credit score. See what rates and terms you qualify for.
02
Select Your Loan
Compare offers from multiple lenders and choose the option that fits your budget. Pick your payment terms and complete your application.
03
Get Your Roof
Sign your documents and funds can be available in as little as 2 business days. We get to work on your roof—you make affordable monthly payments.
Testimonials
Don't Just Take Our Word For It
Here’s what people across the Midwest are saying about working with us.
- 5-Star Google Rating
- 100% Customer Satisfaction
- 2,700 Verified Reviews
- 5-Star Google Rating
- 100% Customer Satisfaction
- 2,700 Verified Reviews
ELIGIBLE PROJECTS
What Can You Finance?
Our roof financing options apply to most residential roofing projects:
Roof Replacement
Roof Replacement
Full tear-off and replacement for residential properties. This is what most homeowners finance, turn a major expense into affordable monthly payments.
Larger Repair Projects
Larger Repair Projects
Significant repairs that go beyond a simple patch. If the bill is big enough to need spreading out, financing can help.
Residential Projects
Residential Projects
Our financing is primarily for residential homeowners. If you own your home and need roofing work, we can help you find options.
FINANCING BENEFITS
Why Homeowners Love Our Roof Financing Options
We’ve partnered with ShamrockFi to offer financing that actually works for you.
Apply in 60 Seconds
Get pre-qualified in about a minute. No lengthy applications or paperwork to start.
No Credit Impact
Checking your rate uses a soft credit pull. Your score stays exactly where it is.
Flexible Terms
Choose payment terms that fit your budget—from short-term to extended options.
No Hidden Fees
No origination fees, no prepayment penalties, no late fees. What you see is what you get.
Fast Funding
Receive funds as quickly as 2 business days after approval and signing.
Secure & Trusted
Your information is protected with bank-level security every step of the way.
Offer
One Call Takes Care Of It All
Emergency response, inspection, insurance support, and restoration—all from one team that stays with you from start to finish.
Options
Multiple Lenders, Better Options
We don’t lock you into a single in-house loan with one-size-fits-all terms. Instead, our financing platform connects you with 15+ trusted lending partners competing for your business.
That means better rates, more options, and terms that actually fit your situation. Different lenders have different criteria—so even if one says no, another might say yes.
What You Get:
15+ lenders competing to offer you the best rate
Side-by-side comparison of multiple offers
Options for various credit profiles
FHA Title I options available
Why Choose Shamrock
Why Finance With Us?
We’re one of the roofing companies near you that finance—but we’re also roofers you can trust.
49+ Years in Business
Family-owned since 1977. We've been helping Midwest homeowners protect their homes for nearly five decades—and we're not going anywhere.
Licensed Across 8 States
Properly licensed and insured wherever we work. Our reputation is built on doing things right and standing behind our work.
Financing That Fits
We offer financing as a planning tool, not a sales tactic. Our goal is helping you protect your home in a way that works for your budget.
Quality Work, Fair Prices
Financing doesn't mean overpriced work. We provide competitive pricing whether you pay cash or finance—you get the same quality either way.
Service Areas
Find Roofing Companies Near You That Finance
With 20 locations across eight states, there’s a Shamrock team ready to help—with financing options available.
Our services
Meet All Our Services
FAQs
Common Questions About Roof Financing
No. When you check your rate with us, we use a soft credit inquiry that doesn't impact your credit score. Only if you accept an offer and complete a full application will a hard inquiry occur.
Loan amounts range from $1,000 to $100,000, depending on your project and what you qualify for. Most roof replacement financing falls in the $8,000 to $25,000 range.
Pre-approval takes about 60 seconds online. Once you accept an offer and complete the full application, funds can be available in as little as 2 business days.
Our financing partners don't charge origination fees, prepayment penalties, or late fees. You can pay off your loan early without any additional costs.
Because we work with 15+ lenders, there are options for various credit profiles. Even if you don't have perfect credit, you may still qualify. The only way to know is to check your rate—which doesn't affect your score.
Our financing is primarily for residential projects. For commercial roofing, we can discuss other payment arrangements.
Contact Us
See Your Roof Financing Options
Check your rate in 60 seconds with no impact to your credit. See what you qualify for and take the first step toward a protected home.